Healthcare Timeline
Your lifetime of healthcare costs.
The average woman will spend $292,350 on healthcare over their lifetime. Find where you are and plan ahead.
Profile
Your Age
Already Spent
$33,450
Next 5 Years
$22,000
Remaining
$218,150
Cash Pay vs Insurance —
Cash pay saves you $187,650 over a lifetime compared to insurance premiums + copays
Spending by Category
Birth & Newborn Care
Hospital delivery, NICU screening, newborn tests
$12,000
Newborn Vaccinations
Hep B series begins
$400
12-Month Well Visit + Vaccines
MMR, Varicella, Hib, PCV
$650
24-Month Well Visit
Developmental screening, vaccines
$500
Pre-K Vaccines
DTaP, IPV, MMR, Varicella boosters
$600
Kindergarten Physical
Vision, hearing, scoliosis screen
$350
Scoliosis Screening
Common for girls 10–14; may require brace
$300
HPV Vaccine Series
2-dose series, Tdap booster, Menactra
$600
First Gynecologist Visit
Adolescent well-woman visit
$350
Iron Deficiency / Anemia
Common onset with menstruation; labs + treatment
$450
Meningococcal Booster
MenACWY booster for teens
$250
Annual Well-Woman Begins
Ongoing annual pelvic/pap cadence starts at 21
$300
First Pap Smear
Cervical cancer screen; every 3 years
$400
Dental + Vision (Annual)
Annual cleanings + glasses/contacts
$800
Preconception Counseling
Bloodwork, genetic screening
$500
Pregnancy — 1st Child
Prenatal care, vaginal delivery, postpartum
$15,000
Postpartum Depression Treatment
Therapy + possible medication 6–12 months
$3,500
Plan for this
Pregnancy — 2nd Child
Prenatal + C-section (30% of US births)
$16,000
Plan for this
Advanced Maternal Age Screening
Genetic counseling, amnio or NIPT
$2,500
Plan for this
First Mammogram
Baseline breast cancer screening
$600
Perimenopause Onset
Hormone testing, OB/GYN consults
$1,200
Colonoscopy
First colorectal cancer screening
$3,200
Bone Density Scan (DEXA)
Osteoporosis risk baseline
$350
Perimenopause HRT
Hormone replacement therapy, annual management
$2,400
Menopause + Ongoing HRT
Management, hot flashes, cardiovascular monitoring
$3,000
Annual Mammogram
Yearly from age 40–54; every 2 years after
$700
Breast Biopsy (Statistical)
~10% of women have a biopsy at some point
$4,500
Cardiovascular Risk Panel
Cholesterol, BP management, statins if needed
$800
Cataract Evaluation
Common onset; surgery avg $4K/eye if needed
$500
Hip/Knee Osteoarthritis
PT, injections, pain management onset
$5,000
Shingles Vaccine (Shingrix)
2-dose series
$350
Pneumococcal Vaccine
PCV15/PPSV23 series
$250
Thyroid Disease Treatment
Women 5–8x more likely; ongoing medication
$3,500
Cataract Surgery
Both eyes; very common in women 65–75
$8,000
Hip Fracture / Fall
Statistical; surgery + rehab
$35,000
Dementia Screening
MoCA test, neurology consult
$800
Home Health Aide
Average 2 years of part-time aide care
$28,000
Assisted Living
Average 2.5 years; $4K/mo avg US cost
$120,000
Lifetime Healthcare Total
$292,350
Average lifetime healthcare spending for a woman in the United States. With TrueCost, you can reduce this by 40-60% on outpatient procedures.